UHC Medicare Basics Practice Test 2025 – Complete Exam Prep

A Medicare eligible consumer can obtain Part D coverage by enrolling in a Medicare Advantage plan. Medicare Advantage plans, also known as Medicare Part C, are private insurance plans that combine coverage from both Medicare Part A (hospital insurance) and Part B (medical insurance). Many of these plans include built-in prescription drug coverage, effectively offering the benefits of Medicare Part D. This integration allows beneficiaries to manage their healthcare and prescription drug needs through a single plan, often with additional services that traditional Medicare does not provide.

On the other hand, while private insurance and Medicaid can provide some form of health coverage, they are not directly associated with Medicare Part D. A health savings account (HSA) is a type of savings account that allows individuals to save for medical expenses but does not in itself provide Part D coverage. Thus, enrolling in a Medicare Advantage plan stands out as a direct and integrated way to acquire Part D benefits.